Member Insurance Rules for the Equine Podiatry Association (UK)
Last updated: 30th December 2022
These Rules are made in accordance with the Articles of Association and relate to member insurance requirements of the Association:
- All members working for reward (financial or otherwise) must have public liability insurance and professional indemnity insurance to cover all professional interactions with equines relating to equine podiatry.
- Members must have public liability insurance and professional indemnity insurance cover with:
- minimum per incident bloodstock cover up to £10,000 (or higher if you work with bloodstock horses above this value).
- minimum per incident non-bloodstock cover up to £500,000
- minimum per incident product liability cover up to £500,000 (unless no products are supplied as part of the practice).
- The cover levels set out in 2. above are the minimum levels required for membership of the EPA. Members are strongly encouraged to obtain cover with higher per incident limits.
- Full members will be required to provide evidence of appropriate insurance being in place within 14 days of the start of initial Full membership and at each subsequent membership renewal. Failure to provide such evidence will result in the member being referred to the Council, who have the power to sanction the member up to and including cancellation of membership.
- Student members working on mentored case studies as part of an approved training course who are insured by their training provider do not need to obtain separate insurance. However, where a student carries out equine podiatry work outside the insurance cover provided by an approved training scheme, that student must obtain insurance cover as described in 2. above.
- Members working not for reward (financial or otherwise) are strongly advised to obtain insurance cover as detailed above.